Your first job, your student loans, your rent — money can feel overwhelming when you're figuring it out solo. Life Budgets gives you the full picture and helps you build habits now that pay dividends for decades.
All features included · $9.99/month · 7-day free trial · No credit card required
Saved last month
$420
↑ from $310 prior month
Net Worth
$8,200
↑ 6.1% since January
Goals
2 active
Emergency fund: 62%
Budget used
91%
of Needs budget this month
You're juggling a paycheck, fixed expenses, debt payments, and trying to save — all at once. Most budgeting apps just show you where your money went. Life Budgets shows you where it should go next, then automates as much as possible so you actually stick to it.
Link your checking, savings, credit cards, and student loan servicer through Plaid. See your complete net worth in one place — even if your money is spread across five different banks.
Net worth updates automatically every time you sync.
Life Budgets uses Plaid's categories to automatically sort every transaction into Needs (50%), Wants (30%), and Savings (20%) — no manual rules required. Just connect and go.
Switch to Zero-Based anytime if you want more control.
See breakdowns by category, month-over-month trends, and your savings rate over time. Understanding your patterns is the first step to changing them.
Create savings goals for your emergency fund, a trip, or a down payment. Link your savings accounts and watch progress update live. Set a floor balance to protect your emergency fund no matter what.
Set priorities: high, medium, or low. Focus your savings on what matters most.
Sign up and connect your bank accounts through Plaid — takes under 2 minutes.
Life Budgets automatically creates your 50/30/20 budget from your connected transactions.
Add goals for your emergency fund, a big trip, or anything else on your radar.
Check your spending dashboard weekly — or set up alerts to notify you before you overspend.
Watch your net worth grow month by month.
Sharing finances with a partner? See how Life Budgets handles it.
Life Budgets for Couples →The habits you build in your 20s and 30s shape every chapter that follows.
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