Life Budgets adapts as your life changes — from solo budgeting to shared household finances, family planning, and beyond. One app for every chapter.
7-day free trial · No credit card required
Net Worth Tracked
$127,400
↑ 4.2% this month · 3 accounts linked
Net Worth
$127,400
↑ 4.2% this month
Household Saved
$1,840
this month
Goals
3 active
1 fully funded ✓
IOU Balance
$0.00
✓ Everyone is settled up
Connect all your bank accounts, credit cards, and investment accounts via Plaid. Your net worth updates automatically, giving you a live view of assets, liabilities, and cash flow without lifting a finger.
Net Worth
$127,400
$18,200
Cash
$109,200
Investments
$-18,500
Debt
Choose 50/30/20 and let Life Budgets auto-bucket every Plaid transaction into Needs, Wants, and Savings. Or go Zero-Based and allocate every dollar yourself — with rollover support and a shared household layer on top.
Zero-Based Budget
$240 leftInvite your partner or family to a shared household. Choose exactly what to share with Full, Partial, or Private privacy levels. Split transactions, track IOUs in real time, and settle up in one tap — no awkward conversations.
Household IOU Summary
Alex
owes you
$47.50
Jordan
you owe
$12.00
Link accounts directly to goals and watch progress update in real time. Set a floor balance to protect your emergency fund even while spending toward a goal. Get automatic alerts when large withdrawals hit your linked accounts.
Goals
87% funded
54% funded
31% funded
Life Budgets is purpose-built for every stage — and your full financial history carries forward when life changes.
Build strong habits, knock out debt, and save for what matters — on your own terms.
See how it works →Merge finances without losing your independence. Share what you want, keep what you don't.
See how it works →Budget for everyone at the table — kids, mortgage, college savings, and everything in between.
See how it works →Care for aging parents and raise a family at once — without sacrificing your own future.
See how it works →Connect checking, savings, credit cards, and investment accounts. Balances and transactions update automatically.
Learn more →50/30/20 autopilot or Zero-Based with rollover. Switch paradigms any time in Settings — your history stays intact.
Learn more →Invite your partner or family. Set privacy levels for each member — Full, Partial, or Private. Everyone pays one subscription fee.
Learn more →Split transactions among household members, track running balances, and settle up in one tap. No more awkward money conversations.
Learn more →Link accounts to goals with real-time progress. Set a floor balance so your emergency fund is always protected, even in spend mode.
Learn more →Get notified before you overspend, when large transactions hit, and when recurring bills are coming due — color-coded by urgency.
Learn more →Other apps treat every user the same. Life Budgets adapts to who you are right now — and grows with you.
vs.
Mint / Monarch Money
vs.
YNAB
vs.
Copilot
One plan. Your whole household. $9.99/month or $89.99/year.
7-day free trial. Cancel any time.
See full pricing →Built for households at every stage — single, couple, family, and beyond.