You're stretched in every direction — helping aging parents, raising kids, and trying not to sacrifice your own retirement in the process. Life Budgets gives you a clear financial picture across all of it, so you can make decisions with confidence.
All features included · $9.99/month · 7-day free trial · No credit card required
Households tracked
2
Your home + parents
Net Worth trend
↑ $3,200
past 3 months
Goal floor
Protected
Emergency fund intact
Large alerts
1 this month
Medical: $2,800
The sandwich generation faces a financial reality no other life stage does: caregiving costs are unpredictable, retirement savings feel perpetually delayed, and the emotional weight of it all makes it hard to even look at the numbers. Life Budgets won't remove the pressure — but it will make sure you're never blindsided by what you didn't see coming.
Create separate households for your family and for helping with your parents' finances. Each household has its own budget, accounts, and members — while you maintain the same Life Budgets account with a clear view of both.
Your financial picture spans households. Life Budgets keeps it organized.
Unexpected medical bills, home care equipment, or emergency home repairs can blindside a family budget. Life Budgets alerts you the moment a large transaction hits any of your connected accounts, so nothing slips by unnoticed.
Customize your large transaction threshold in alert preferences.
See exactly how caregiving is affecting your long-term financial position. The net worth report tracks your assets and liabilities month by month — so you can see whether you're still moving forward even in the most demanding seasons.
Your retirement fund and emergency reserves are sacred. Set a floor balance on any goal — Life Budgets will alert you if withdrawals threaten it. Even in spend mode, your floors stay protected.
Your future matters. Floor balances make sure caregiving doesn't accidentally drain your retirement.
The income vs. expenses report shows you your actual monthly cash flow position. When caregiving costs spike, you'll see it immediately and can adjust before it compounds into a bigger problem.
Recurring bills don't wait for convenient timing. Life Budgets detects recurring expenses from both households and surfaces them in one unified alerts view — color-coded by how soon they're due.
Connect your bank accounts and any accounts you help manage for your parents.
Create your family household and a second household for your parents' finances if needed.
Set up your Zero-Based budget with categories that reflect your actual caregiving costs.
Add goals for retirement and your emergency fund — and set floor balances to protect them.
Configure large transaction alerts so nothing expensive catches you off guard.
Check your net worth trend monthly — it's the most honest measure of how you're really doing.
Planning for retirement? Life Budgets grows with you every step of the way.
Explore all features →Get the financial clarity you need to care for your family — and still protect your future.
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