Mortgage, childcare, school supplies, extracurriculars, date night — family finances are complex. Life Budgets brings everything into one organized view so you can plan ahead, not just react.
All features included · $9.99/month · 7-day free trial · No credit card required
Monthly Budget
$6,400
across 9 categories
Bills due
2 this week
Mortgage • Internet
Emergency Fund
87%
$13,050 of $15,000
College fund
$8,200
↑ $400 this month
Family budgets aren't just bigger — they're more complicated. You have fixed expenses that never miss a month, variable costs that swing wildly, and long-term goals that compete with short-term needs. Life Budgets handles the complexity so you can focus on what matters.
Allocate every dollar across categories like Housing, Groceries, Childcare, and Medical. Unused budget rolls over to the next month — so a cheap month actually helps you in the next one. No dollar left unaccounted for.
Categories you create are yours. Name them however your family thinks about money.
Keep your personal spending private while maintaining a shared household budget. Each parent contributes — either a fixed amount or a percentage of their income. The household budget auto-calculates from contributions.
Life Budgets detects recurring bills from your transaction history and alerts you before they're due. Red means due in 3 days, amber within a week, gray for upcoming. Never miss a payment or get hit by a late fee.
Detected automatically from your Plaid transaction history — no manual setup.
College fund, vacation, home improvement, new car — create as many goals as you need. Link savings accounts directly and track progress live. Set a priority level so you know which goal gets funded first each month.
See where every dollar went — by category, by month, by household or personal. Track your income vs. expenses trend to see if you're actually saving what you think you are. Exportable by date range.
Get notified at 80% and 100% of any budget category — before overspending happens. Large transaction alerts catch unexpected charges like a medical bill or car repair before they throw off the whole month.
Connect your family's bank accounts and credit cards through Plaid.
Set up a household and invite your co-parent. Each person keeps their personal budget.
Create your Zero-Based budget — allocate income across categories like Housing, Food, and Childcare.
Add your most important goals: college fund, emergency reserve, next family vacation.
Let bill reminders and budget alerts run in the background so nothing surprises you.
Review the family dashboard together monthly — 15 minutes, full picture.
Also supporting aging parents? You're not alone.
Life Budgets for the Sandwich Generation →Budget together, save for what matters, and never miss a bill again.
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