Beta · Life Budgets is under active development. Features may change.
For Couples
💑

Merge finances. Keep your independence.

Moving in together or just married? The money talk doesn't have to be awkward. Life Budgets lets you share exactly what you want — and keep what you don't — with full transparency and zero judgment.

All features included · $9.99/month · 7-day free trial · No credit card required

Household Net Worth

$94,500

↑ 3.8% this quarter

Shared Goals

3 active

House fund: 28%

IOU Balance

$0.00

✓ All settled up

Shared Budget

$4,200/mo

from contributions

The money conversation made easy

You've merged lives, but your finances are still separate apps, separate bank accounts, and monthly 'who owes who' conversations. Life Budgets brings everything into one household view with flexible privacy so both partners feel in control — together and individually.

How Life Budgets helps you

Features built for this chapter

One household, two budgets

Create a shared household and invite your partner. Each of you keeps your personal budget — Life Budgets adds a shared household layer on top that tracks joint spending and contributions.

Partner joins at no extra cost. One subscription covers your whole household.

Privacy levels you control

Choose Full (everything shared), Partial (shared transactions only, not balances), or Private (you're listed in the household but share nothing). Change your level any time in Settings — no explanation needed.

Trust is built over time. Start partial and open up as you get comfortable.

IOU tracking that ends the awkwardness

Split any transaction — dinner, utilities, vacation — among household members. Life Budgets tracks a running balance for each person. See who owes what at a glance, and record a settlement with one tap.

No more Venmo back-and-forth or forgotten dinner tabs.

Shared goals for your big milestones

Save together for the house, the wedding, or the trip of a lifetime. Shared goals link to shared accounts and track progress for both of you in real time. Set a target date and let Life Budgets show you if you're on track.

Fair contribution tracking

Set each partner's contribution to the shared budget — either a fixed monthly amount or a percentage of your personal income. Life Budgets calculates the household budget total automatically, so no one feels like they're carrying more than their share.

Contribution amounts are visible only to the household owner.

Alerts before it becomes a fight

Get notified when the shared budget is approaching its limit — before overspending becomes a conversation topic. Large transaction alerts catch big unexpected charges early.

Your journey

Getting started in minutes

  1. 1

    Sign up and connect your personal bank accounts.

  2. 2

    Create a household and invite your partner by email — they get a notification and join in seconds.

  3. 3

    Each partner chooses their privacy level. Share accounts you're comfortable with.

  4. 4

    Set contribution amounts so the shared budget reflects what each person chips in.

  5. 5

    Start splitting shared transactions and watch IOU balances update in real time.

  6. 6

    Create a shared goal — house, vacation, or whatever's next.

Growing your family? Life Budgets scales with you.

Life Budgets for Families

Finance, as a team.

Shared goals, honest conversations, zero awkward money moments.

Create free account